No credit needed air conditioning

Income Based Lease-to-Own Options – no credit check!

Income Based Lease-to-Own Options – no credit check!

Microf offers hassle-free rental purchase options making ownership of your residential heating and cooling system EASY!

Microf was established in 2010 to accommodate the growing demand for more flexible options surrounding the replacement of a residential heating and cooling system. Our goal is to ‘Restore the Heating and Cooling needs of the consumer with an affordable monthly payment’ through our strategic network of Actively Enrolled Contractors.

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership. (3 years, 4 years, or 5 years)
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Eligibility Requirements

Microf’s program is designed for Homeowners that have an active bank account, and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. It is that easy.

The following documents are accepted as verification of eligibility and are needed to complete the approval process:

  • A completed online application
  • Proof of income (recent paystub or bank statement w/in 30 days)
  • A Valid ID
  • Social Security Number
  • Homeowners Insurance (Does not need to be submitted with the app)
  • Active bank account (have your routing number and account number)

For more information, please visit www.microf.com or call 855-MICROF1 (855.642.7631)